Top Ten Tips for Disaster Safety in 2021

Affordable, Simple, and DIY Ways to Protect Your Home

This year brought a record breaking-breaking hurricane season; wildfires burned nearly nine million acres; ongoing winter storm alerts; and a pandemic. While there is good news on the horizon as the COVID-19 vaccine rolls out, people may continue to work, educate, and vacation at home. To take advantage of the time at home, the nonprofit Federal Alliance for Safe Homes (FLASH) offers these ten tips to get your home and family ready in 2021.

1. Know Your Risk: No Cost – Click here to learn more National Center for Disaster Preparedness  

  • No matter where you live, you are at risk for some type of disaster. To prepare, you must understand what risks you face. You can start your search online by searching for the disaster history in your community. Use keyword searches and phrases for each peril, such as “earthquake and your town.” From there, you can learn not only what happened but also how fast or well your hometown recovered.
  • Remember, just because a community hasn’t experienced disaster already doesn’t mean it won’t happen in the future.

2. Earthquake: $20 or less – Click here Purchase a Gas Shutoff Wrench

  • It starts with a wrench! Fires caused by earthquakes are the second most common hazard after the quake and can be even more deadly. Broken gas lines caused by the shaking can cause deadly fires.
  • Minimize your risk by learning in advance how to turn off their main gas line. Make sure to locate the gas shutoff valve and purchase a gas shutoff wrench to shut off the gas supply manually. Keep the wrench near the gas shutoff, so it is easy to locate. This type of tool is typically under twenty dollars.

3. Flood: Cost Varies – Click here Purchase Flood Insurance

  • Where it rains, it can flood. Purchasing flood insurance is one of the best financial protections for your home. Most homeowner insurance policies do not cover flood damage, but nearly every home has some level of flooding risk. Even if you live outside mapped high-risk flood zones in a moderate or lower risk location, you need flood insurance. Typically, the lower the risk, the lower the cost.
  • On average, full primary coverage for a 250-thousand-dollar home with 100 thousand dollars in contents, the premium is $572 in low-risk X zones. Remember that there is a 30-day waiting period before flood policy coverage goes into effect. You can determine your flood risk by contacting your insurance professional, local growth management agency, building and zoning department, or visiting floodsmart.gov.

4. Hurricane: $20 or less – Click here Strengthen Your Soffits

  • A residential soffit is a horizontal surface outside on the underside of the eaves. The eave is an area of the roof which overhangs the exterior walls. Properly installed and braced soffits resist wind forces and keep water out when the wind drives rain against the outside walls and up into the attic of your home. So follow these DIY steps to ensure that soffits stay in place when it matters most. A caulk gun is typically under five dollars, and a tube of caulk is an average of three dollars.

5. Tornado: Approximately $3000 – Click here Build or Buy a Safe Room or Shelter

  • Having a tornado safe room or shelter in your home can help provide near-absolute protection for you and your family from injury or death caused by the dangerous forces of extreme winds. Having a safe room can also relieve some of the anxiety created by an oncoming tornado threat.
  • According to FEMA, prefabricated safe rooms typically cost less than site-built safe rooms and are available in smaller sizes. A small, 10-square-foot, residential, prefabricated safe room may cost as little as $3,000.

6. Wildfire: No Cost to Low Cost – Click Here Create a Defensible Space

  • If combustible yard debris, trees, shrubs, other vegetation, or materials surround your home, your property is at a heightened risk of wildfires. With a wildfire-resistant landscaping plan, you can make a defensible space around your home and reduce your wildfire threat. Defensible space is one of the most cost-effective ways to protect a building from a wildfire.
  • Limit the amount of flammable vegetation and materials surrounding the home and increase the remaining vegetation’s moisture content. This design breaks down into zones. Zone 1 is closest to your home; Zones 2-3 move further away. Here are some basics for the homeowner to get started.
    • Zone 1:
      • This well-irrigated area surrounds your home for at least 30 feet on all sides, allowing room for fire suppression equipment if needed. Clear combustible materials; replace flammable vegetation; prune branches and shrubs to create 15 feet of space from the structure, from the ground, and between trees. Limit plants to carefully spaced low flammability species. Consider landscaping alternatives to shrubs, such as a rock garden.
    • Zone 2:
      • 30-100 feet out. Use low flammability plants that are low growing. Replace flammable vegetation, create “fuel breaks” such as driveways and gravel walkways, prune tree limbs 6 to 10 feet from the ground. The irrigation system should include this section.
    • Zone 3:
      • 100-200 feet out. Remove underbrush and thin vegetation, ensure that you place firewood at least 100 feet away from the structure, and keep tall trees from creating touching canopies.
  • Remember, before fire season begins, remove combustible litter on roofs and gutters and trim tree branches that overhang the roof and chimney. Consult your local or state fire agency or qualified fire management specialist about codes, requirements, and standards related to defensible space.

 7. Winter Freeze: Cost typically under $20 – Click Here Foam, Dome, and Drip

  • Frozen water pipes are one of the costliest threats to your home. You can prevent frozen water pipes by doing something called Foam, Dome, and Drip.
    • FOAM: Insulate pipes exposed to the elements or cold drafts. You can stop pipes from freezing and save energy for as little as $1 per 6′ of insulation. By keeping your water warmer, you reduce the amount of energy needed to heat water in the cold, winter months.
    • DOME: Place an insulating dome or other coverings on outdoor faucets and spigots to reduce the likelihood of water pipes freezing, expanding, and causing a costly leak. The cost of these domes is less than three dollars each.
    • DRIP: Allow a slow drip from your faucets to reduce the buildup of pressure in the pipes. Even if the pipes freeze, the water system’s released pressure will reduce the likelihood of a rupture. If you are going out of town and suspect the temperature will drop, turn off the water and open all of the taps to drain the water system. This way, pipes won’t freeze, and you won’t return home to a mess. FREE!

8. Create a Home Inventory: No Cost – Click Here

  • One of the fastest and simplest ways to create your inventory is by using your mobile phone to both video and photograph items as well as entire rooms, closets, and drawer contents. As you map out the plan for your inventory, think about each room and section of your home. Don’t forget your attic, basement, closets, garage, and detached structures, such as tool sheds. For a full detailed list on how to create a home inventory, click here.

9. Have an Insurance Checkup: No Cost – Click Here

  • Review your coverage with your insurance agent to make sure you have the right financial resources to rebuild, recover, and bounce back from a disaster. These are the topics that you should be sure to discuss:
  • Coverages – Know Your Basics
    • What types of things does my policy cover?
  • Deductibles and Claims
    • For example, did you know that you may have coverage for food that spoils when the power fails even if your home isn’t damaged? Moreover, did you know that food spoilage coverage is often deductible-free?
  • Discounts and Incentives
    • What types of discounts are available?
    • Does my community’s building code affect my rates?
  • For full instructions on having an insurance checkup, click here.

10. Know Your Building Code: No Cost Inspect to Protect.org

  • Building codes are the foundation for resilience and can be complex; however, you can determine your community’s type of building code by visiting the consumer-friendly Inspect2Protect.org. InspectToProtect.org allows you to identify the building codes by inputting their address to see a map with a color-coded analysis. Once you understand how your home was built, you will have the knowledge needed to better prepare for severe weather events and natural disasters.

For more information, visit www.flash.org or email info@flash.org.

#NoFuelNoFire – We Can Stop Wildfire Before It Starts

By John Zarrella – Former CNN Correspondent

Golden Gate Estates in Southwest Florida east of Naples looks quite a bit different than it did back in 1985. Today there are four lane roads, strip malls, housing developments, and, of course, traffic. Thirty years ago, the roads were two lanes that faded into dusty streets with a few homes scattered amongst the Pine trees and cabbage palms. Heck, I don’t recall a traffic light, just stop signs at intersections. NoFuelNo Fire Facenook

January of that year brought with it bitter cold and a nasty biting wind. Couple that with drought conditions and you had an ideal recipe for a wildfire. We got the call January 30, “Get over to Golden Gate.” A young Forest Ranger had been killed when he was plowing a fire break and the head of the fire blew up around him.

None of us had ever covered a wildfire before. That night you could see the embers jumping from tree to tree and swirling in the cold wind. I stood in the high dead grass at the edge of a dirt road with my back to the woods. I had just started my on-camera presentation when Steve Sonnenblick, our engineer, saw it coming. He yelled to watch out, grabbed my winter coat, and pulled me onto the gravel. The fire swept across the dry brush where I had been standing. The heat was like opening an oven door. That’s the nature of wildfires. They are like living, breathing organisms consuming everything in their path. When there is nothing left to devour, they move on. And in an instant, a place you thought you were safe was NOT.

I was reminded of that night in 1985 while watching coverage of the fires raging in Southern California, New Mexico, and Arizona. While the American West sees more than its fair share of fires, every state is at some risk. Remember the headlines “Florida on Fire” back in 1998? More than 2,000 fires scorched half a million acres causing $600 million in losses. Three hundred homes were engulfed. At one point, 100,000 people were evacuated. In 2002, the Hayman fire outside Denver consumed nearly 140,000 acres and destroyed 130 homes. Annually, there are 75,000 wildfires that burn an average of 7 million acres and destroy thousands of homes and structures. And get this. Many fires are caused, firefighters have told me, just by people who throw cigarette butts out their car window.

During those 1998 Florida fires, one woman apparently in shock spilled her heart about losing everything, “Every baby book. Every hair lock from when they were young. Everything. All their clothes and all their toys.” That doesn’t need to be you. There are things you can and should do to easily make your home a defensible space. Here are a few:

  • Clean leaves and debris from gutters, eaves, porches, and decks.
  • Remove dead vegetation from under your porch and deck and within 10 feet of your home.
  • Move flammable material like firewood piles and propane tanks to no closer than 30 feet from your home.
  • Cover exterior attic vents with metal mesh to prevent hot embers from entering.
  • Keep your yard watered and maintained.
  • Prune trees so the lowest branches are no less than six-to-10 feet from the ground.

And, by all means have an evacuation plan. You may have to get out in the face of a wildfire, but if you do the simple things to protect your property, chances are you will still have a home to go back to. There are many other invaluable tips and videos you can find at www.flash.org.

I went to California for the Anderson Cooper show in 2007 to cover the horrible fires outside Los Angeles and in San Diego. The first night, we flew in a helicopter over the foothills. You could see pockets of fire in all directions. While some of them were caused by lightning strikes, others were, sadly, the result of arson. At least five people were arrested. FLASH documented one homeowner’s journey during these fires in the video Tale of Two Homes – Wildfire.

Whatever the cause, why risk losing everything when just doing the little things could save your home and more importantly your life? Take a good look at those wildfires burning out west. Do you need any more of a wake-up call?

Links of Interest:

Fight Wildfire Before it Starts

Tale of Two Homes – Wildfire (video)

Wildfire Protection for Your Home (video)

#NoFuelNoFire (wildfire photo gallery)

Last House Standing™ … Edu-tainment, App-style

Jay Hamburg, FLASH Consumer Writer

Many of us know that where and how we build is a critical factor to surviving disasters, and now the new, fun, and free app from FLASH is spreading that message to players of all ages.

FLASH designed the engaging and informative Last House Standing (LHS) game with inspiration from research such as FEMA’s Preparedness in America report on public preparedness and perceptions. The report showed that 58% of 18 to 34-year-olds surveyed failed to recognize disaster safety as a priority. Survey respondents said they needed information, but did not know “where to begin” to become protected and resilient in the face of natural disasters.

Last House Standing solves that problem with a fun, fast-paced game. Each player starts with a budget of $100,000 and has three minutes to choose from many building parts and design pieces to create the best blend of great style and disaster resistance. After building your home, the game tests your design against hurricanes, tornadoes, wildfires and more.

“Our goal is to introduce players to the idea that their choices help determine their level of disaster resilience,” said FLASH President and CEO, Leslie Chapman-Henderson. “The app does this by wrapping serious options about whether to build using a code or other strengthening features like metal connectors inside dozens of fantasy options from space domes to yurts. With only three minutes and a $100,000, players have to think fast to survive the disasters, but they learn that it can be done.”

Players also choose the locale of their home, which means they need to be aware of which natural disasters are most likely to affect the area. FLASH worked with many partners and volunteers to create a game that’s inviting, exciting, and provides easy-to-understand lessons about the importance of design and location in creating a safe, resilient home.

“With more than one hundred feature choices and millions of potential outcomes, the game will keep every audience engaged,” said former Walt Disney Imagineer and FLASH Board Member, Joe Tankersley. “In today’s crowded app world, serious games have to be informative and fun. FLASH has accomplished this with Last House Standing.”

Last House Standing is available for free on both iPhone and iPad here, and in Google Play here. LHS requires iOS 7.0 or later, and is compatible with iPhone, iPad, and iPod touch. While the app is optimized for iPad 4 and later, iPhone 5, iPhone 6, and iPhone 6 Plus, it will operate on older models.