Top 5 States Most At Risk For Disaster

5. New York

Types of Disasters (2003-12): 1 utility loss, 2 tropical storms, 6 hurricanes, 17 winter storms and 29 severe weather incidents

Estimated Insured Property Loss: $13.3 billion

4. Mississippi

Types of Disasters (2003-12): 1 winter storm, 2 tropical storms, 7 hurricanes and 26 severe weather incidents

Estimated Insured Property Loss: $14.9 billion

3. Texas

Types of Disasters (2003-12): 1 wildland fire, 1 tropical storm, 4 hurricanes, 7 winter storms and 60 severe weather incidents

Estimated Insured Property Loss: $26.7 billion

2. Florida

Types of Disasters (2003-12): 3 tropical storms, 8 hurricanes and 12 severe weather incidents

Estimated Insured Property Loss: $31.6 billion

1. Louisiana

Types of Disasters (2003-2012): 2 tropical storms, 7 hurricanes and 20 severe weather incidents

Estimated Insured Property Loss: $32.4 billion


Which disasters are you at risk for and how can you prepare? Find out more

Download the FLASH Weather Alerts smartphone app to receive national weather service alerts for up to six locations for friends and family around the country.

Fourth of July Weather Safety Tips from FLASH

With millions headed outdoors to enjoy fireworks, barbecues, parades and other events this Fourth of July, the Federal Alliance for Safe Homes (FLASH)® provides these tips in event of the following weather conditions:


  • Stay alert and listen carefully for the first signs of lightning or thunder. Remember, “If Thunder Roars, Go Indoors™.”
  • Seek shelter. Lightning often hits before the rain begins, so don’t wait for the rain to start before heading inside.
  • Avoid water, high ground and open spaces.
  • Stay away from metal objects including wires, fences and motors.
  • Find shelter in a sizable building or in a fully enclosed metal vehicle like a car or truck. Completely close the windows and don’t lean on the doors.
  • Don’t get under a small canopy, small picnic shelter or near trees.
  • If you cannot take shelter indoors, crouch down with your feet together and place your hands over your ears to minimize hearing damage from the thunder.
  • Stay at least 15 feet away from other people.

High Temperatures

  • The coolest part of the day is normally sunrise, so plan any necessary strenuous activity for the morning.
  • Stay indoors as much as possible. If air conditioning is not available, stay on the lowest floor, out of the sunshine.
  • Drink plenty of water even if you don’t feel thirsty as water is most hydrating liquid to drink during a heat wave.  Avoid alcohol and caffeine as they can intensify the negative effect of heat on your body.
  • Wear lightweight, light-colored clothing to reflect some of the sun’s energy.
  • Never leave children, elderly or pets in the car even with the windows down. Although the outside air temperatures may seem comfortable, temperatures inside a vehicle can rise 40 to 50 degrees and swiftly create deadly, oven-like conditions.
  • Avoid using salt tablets unless directed to do so by a physician.

 Flooded Roadways

  • Get to higher ground. Stay away from flood-prone areas, including dips, low spots, valleys, ditches, washes, etc.
  • Avoid flooded areas or those with rapid water flow. Do not attempt to cross a flowing stream. It takes only six inches of fast flowing water to sweep you off your feet.
  • Don’t allow children to play near high water, storm drains or ditches. Hidden dangers could lie beneath the water.
  • Flooded roads could have significant damage hidden by floodwaters. NEVER drive through floodwaters or on flooded roads.  Water only one foot deep can float most automobiles.
  • Do not camp or park your vehicle along streams and washes, particularly when threatening conditions exist.
  • Be especially cautious at night when it is harder to recognize flood dangers.
  • Monitor NOAA All Hazards Weather Radio or your local media for vital weather related information.

For severe weather alerts no matter where you are, download the FLASH Weather Alerts smartphone app.  Learn more at For more information on how you can make your home stronger and family safer during severe weather, visit